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	<title>Margret Sloan &#187; Business</title>
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	<link>http://www.margretsloan.com</link>
	<description>Sloan's new perspective on tech usability and every day life.</description>
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		<title>Six Goals of the Homeland Security Act</title>
		<link>http://www.margretsloan.com/21/six-goals-of-the-homeland-security-act/</link>
		<comments>http://www.margretsloan.com/21/six-goals-of-the-homeland-security-act/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 21:52:21 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[International]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Travel]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/?p=797</guid>
		<description><![CDATA[When President George W. Bush signed the Homeland Security Act into law in 2002, it was part of the largest reorganization of the American government since 1947. It also came to be the most diverse merger of federal functions, because it combined 22 government agencies into one organizations. The Homeland Security Act was a direct [...]]]></description>
			<content:encoded><![CDATA[<p>When President George W. Bush signed the Homeland Security Act into law in 2002, it was part of the largest reorganization of the American government since 1947. It also came to be the most diverse merger of federal functions, because it combined 22 government agencies into one organizations.</p>
<p>The Homeland Security Act was a direct response by the President and Congress to the September 11, 2001 terrorist acts and the mailing of anthrax spores that same year.</p>
<p>The Homeland Security Act was designed to meet the following goals.</p>
<ol>
<li>Establish the Department      of Homeland Security – The Homeland Security Act established this new      cabinet department of the federal government. The department is      responsible for protecting the territories of the United States from      terrorist attacks, man made accidents, and natural disasters. The      Secretary of Homeland Security, a position created by the Homeland      Security Act, heads the department.</li>
<li>To be an agency      that fulfilled a previously unaddressed role – The Department of Homeland      Security, under the Homeland Security Act, is designed to prevent      terrorist acts. The responsibility for prosecuting terrorists, for      example, remains with the FBI.</li>
<li>To make the      country better prepared for disaster – Another of the goals of the      Homeland Security Act is to improve the nation&#8217;s preparedness for natural      disasters and terrorism, including the government&#8217;s response to these      situations.</li>
<li>To secure the      borders – While not replacing traditional border patrols, the Department      of Homeland Security is responsible for securing the nation&#8217;s borders,      waterways and ports from terrorists.</li>
<li>Securing      transportation – The Department of Homeland Security also has      responsibility for protecting the country&#8217;s air, land and sea transportation      systems. This directive of the Homeland Security Act was responsible for      the creation of Federal Air Marshal jobs on US commercial flights.</li>
<li>Protecting      Information Security –The department is also responsible for protecting      the sensitive information of the US government from terrorists. This      applies to the security of computer systems, as well as the information      that might be contained on those systems, as well as government      information not housed on computer systems.</li>
</ol>
<p>In 2003, the Department of Homeland Security absorbed the Immigration and Naturalization Service and its directives. Under the Department of Homeland Security, the INS was divided into two divisions: Immigration and Customs Enforcement and Citizenship and Immigration Services. In addition, the following other departments currently fall under the purvey of the Department of Homeland Security:</p>
<ul>
<li>Coast Guard</li>
<li>US Customs and      Border Protection</li>
<li>Transportation      Security Administration</li>
<li>United States      Secret Service</li>
<li>Federal      Emergency Management Agency</li>
</ul>
<p>Today, the Department of Homeland Security is the government&#8217;s third largest cabinet, with more than 200,000 employees and a 2011 budget of $98.8 billion. Its scope and responsibilities have changed to reflect the country&#8217;s needs and changes in national security. As the responsibilities of the organization have matured, they have taken on greater influence. But, the chief goal of the Department of Homeland Security and the Homeland Security Act continues to be preventing terrorist attacks and protecting the nation from internal and external forces that desire to bring harm to the nation&#8217;s citizens.</p>
<p>Phyllis T. Zerkle enjoys blogging in order to help students find the information they need about online homeland security degrees.</p>
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		<title>Steel Toes</title>
		<link>http://www.margretsloan.com/04/steel-toes/</link>
		<comments>http://www.margretsloan.com/04/steel-toes/#comments</comments>
		<pubDate>Wed, 04 Jun 2008 20:09:44 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Workplace]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/?p=463</guid>
		<description><![CDATA[Warren is home for the summer and his dad has informed him that this past week of sleeping until noon is his only luxury. Time for Warren to get busy and find a summer job. He had looked half-heartedly before he left school, but it&#8217;s getting serious at this point &#8211; his spending money for [...]]]></description>
			<content:encoded><![CDATA[<p>Warren is home for the summer and his dad has informed him that this past week of sleeping until noon is his only luxury. Time for Warren to get busy and find a summer job. He had looked half-heartedly before he left school, but it&#8217;s getting serious at this point &#8211; his spending money for the next school year depends on what he can make this summer.</p>
<p>My friend Tom has offered him a spot on his work crew building decks on new homes. It&#8217;s good money and relatively easy to learn. The only drawback is he can&#8217;t work if it&#8217;s raining and we&#8217;ll need to spot him some money to buy a pair of good workboots.</p>
<p>There&#8217;s a website called Work Boots USA that gives a quick overview of the different types of boots and it carries all the major brands. You can easily tell from the short description under each photo if the boot has a soft toe, hard toe or steel toe &#8211; the type of toe you need depends upon the type of work you&#8217;ll be doing and what kind of workplace hazards you have to protect your feet from.</p>
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		<title>I Hate Banks</title>
		<link>http://www.margretsloan.com/31/i-hate-banks/</link>
		<comments>http://www.margretsloan.com/31/i-hate-banks/#comments</comments>
		<pubDate>Sat, 31 May 2008 16:42:43 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/?p=460</guid>
		<description><![CDATA[The banks, savings &#38; loans and credit unions are a huge modern business that are getting way too big for their britches. They have strayed so far from their mission of offering a safe place for people to put their money and a resource for the average person to buy a house. Everything they do [...]]]></description>
			<content:encoded><![CDATA[<p>The banks, savings &amp; loans and credit unions are a huge modern business that are getting way too big for their britches. They have strayed so far from their mission of offering a safe place for people to put their money and a resource for the average person to buy a house.</p>
<p>Everything they do is about generating fees for themselves and customer service has gone out the window. I&#8217;ve had banks refuse to take my U. S. currency as a deposit to my account. I&#8217;ve had banks tell me that it is too close to their closing time (15 minutes before the doors were to close) for them to help me and to come back the next day. Now the bank where I take our company&#8217;s weekly deposit &#8211; two checks and a deposit slip &#8211; tells me that I will no longer be able to make my commercial deposit at their drive through windows. I must find a parking spot in the crowded lot and walk into the bank and stand in line with all those people who have no I.D., have accounts at other banks, and all those other time consuming banking issues, to make a deposit that takes all of 2 minutes at the drive through.</p>
<p>On Monday I&#8217;ll be calling their other branches to see if this is a new policy with all the locations or just the branch close to my house. If this is their policy for all locations, I&#8217;ll have to find another way to do my banking business each week.</p>
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		<title>Love Manhattan</title>
		<link>http://www.margretsloan.com/29/love-manhattan/</link>
		<comments>http://www.margretsloan.com/29/love-manhattan/#comments</comments>
		<pubDate>Fri, 30 May 2008 03:19:56 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[House and Home]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Workplace]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/?p=459</guid>
		<description><![CDATA[Ever since I was a teenager I&#8217;ve loved New York City. We went on several trips to New York while in school. I&#8217;ll never forget the 8th grade trip to Manhattan. We boards large commercial buses at 3:00 in the morning and slept during most of the drive up, spent the entire day doing tourist [...]]]></description>
			<content:encoded><![CDATA[<p>Ever since I was a teenager I&#8217;ve loved New York City. We went on several trips to New York while in school. I&#8217;ll never forget the 8th grade trip to Manhattan. We boards large commercial buses at 3:00 in the morning and slept during most of the drive up, spent the entire day doing tourist things and drove back the same night. IT was exhausting but thrilling and I jumped at every chance after that to go to New York for another visit.</p>
<p>Most of my friends that left the medspa company have accepted positions with a new franchise that is based in New York. Sadly, that means most of them have had to pack up and move from here to New York. So now I don&#8217;t have the chance for the occasional lunch or cocktails to stay in touch with most of my friends. It&#8217;s down to a few emails and occasional phone calls.</p>
<p>Alexa is the last of the old crew to take a job with the new company. We had lunch today at our favorite Sushi place to say goodbye. She is excited about the move and I&#8217;m thrilled for her! She&#8217;s going to stay with one of our friends already there, sleeping on the futon while she looks for place of her own. To help with that I put her in touch with one of the best real estate agents in Manhattan, Dottie Herman.</p>
<p>Dottie is a broker with Prudential Douglas Elliman Real Estate, the largest real estate company in New York. I had met Dottie years ago at a real estate function in Las Vegas and kept her business card just in case I would have the opportunity to move to New York. Alas, it is Alexa who is getting that opportunity and I&#8217;m happy to share the contact information with her.</p>
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		<title>Restaurants and Bars</title>
		<link>http://www.margretsloan.com/13/restaurants-and-bars/</link>
		<comments>http://www.margretsloan.com/13/restaurants-and-bars/#comments</comments>
		<pubDate>Tue, 13 May 2008 19:11:41 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[House and Home]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Workplace]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/?p=437</guid>
		<description><![CDATA[I think at some point in each of our lives, everyone in my family has worked in a restaurant for some reason or another. I was a bartender and I loved it. Wish I had my own bar, but that&#8217;s the middle class American&#8217;s dream, isn&#8217;t it? If I could make my dream come true, [...]]]></description>
			<content:encoded><![CDATA[<p>I think at some point in each of our lives, everyone in my family has worked in a restaurant for some reason or another. I was a bartender and I loved it. Wish I had my own bar, but that&#8217;s the middle class American&#8217;s dream, isn&#8217;t it?</p>
<p>If I could make my dream come true, I would start a new business someplace where I want to live, pack up and leave here. One of the things stopping me is getting all the financing I would need. Banks are harder to deal with every day and I&#8217;m not interested in taking on partners. For one thing I want autonomy in making the business decisions and for another I don&#8217;t want to share the profits from my own hard work with people who don&#8217;t do anything except put in the start up money.</p>
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		<title>Where Did the Service Stations Go?</title>
		<link>http://www.margretsloan.com/07/where-did-the-service-stations-go/</link>
		<comments>http://www.margretsloan.com/07/where-did-the-service-stations-go/#comments</comments>
		<pubDate>Wed, 07 May 2008 14:29:08 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Anything]]></category>
		<category><![CDATA[Autos]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/?p=430</guid>
		<description><![CDATA[When I was a girl, my father would drive to the service station and an attendant would come out to the pump, fill up the car for you, wash the windshield and offer to check the oil for you while the gas was flowing into the car. If your tires needed air, he would refill [...]]]></description>
			<content:encoded><![CDATA[<p>When I was a girl, my father would drive to the service station and an attendant would come out to the pump, fill up the car for you, wash the windshield and offer to check the oil for you while the gas was flowing into the car. If your tires needed air, he would refill the tires. All of these services were free with the price of the gas. If you needed the oil changed, a flat tire fixed, or a new headlight, the mechanic in the service bay would take care of it for you and not charge much for the little bit of time it took to put in the new parts as long as you bought the parts from the station.</p>
<p>Nowadays you do all of that yourself. Which is fine if you are handy with tools and have someplace like a covered and lit garage to work on your car. The rest of us have to resort to our own devices. I don&#8217;t know about the rest of you, but I can&#8217;t afford to take my car to Firestone every time a little happens to my car when they are going to charge $100 for every little maintenance job. Last week I took in the car and asked for an oil change and a new air filter. The bill was $100. That&#8217;s absurd &#8211; I was expected to pay $35, tops.</p>
<p>I&#8217;ll have to find someplace else to take care of these routine maintenance issues for me, because I can&#8217;t afford the excessive Firestone charges.</p>
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		<title>C-Stores and Bollards</title>
		<link>http://www.margretsloan.com/07/c-stores-and-bollards/</link>
		<comments>http://www.margretsloan.com/07/c-stores-and-bollards/#comments</comments>
		<pubDate>Wed, 07 May 2008 14:24:46 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Autos]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Workplace]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/?p=431</guid>
		<description><![CDATA[A friend of mine is a convenience store manager, on the morning shift. I see her once a week or so, and I try to make a point to buy a few things from inside the store in addition to buying my gas there, as she gets bonuses based on the sales from sodas, candy [...]]]></description>
			<content:encoded><![CDATA[<p>A friend of mine is a convenience store manager, on the morning shift. I see her once a week or so, and I try to make a point to buy a few things from inside the store in addition to buying my gas there, as she gets bonuses based on the sales from sodas, candy bars, potato chips, and the other things they sell inside.</p>
<p>I was distressed to find that someone robbed her store last week. Thank goodness she was not working that night and the person running the store was not hurt, but it is disconcerting to think they my friend is truly in danger of being robbed or shot at any time. The thieves took a van and rammed the front doors with the van, then hauled the ATM machine and cash register into the back of the van and drove off.</p>
<p>This morning they are traffic bollards across the front of the store to prevent anyone from ramming the front doors again. Bollards are the tall round posts that re installed in the pavement and spaced a few feet apart to restrict traffic.</p>
<p>It&#8217;s a shame we have to resort to obvious crime deterrents like bollards in front of your place of business, even in the nicer neighborhoods. </p>
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		<title>Top 10 Cars for Women</title>
		<link>http://www.margretsloan.com/03/top-10-cars-for-women/</link>
		<comments>http://www.margretsloan.com/03/top-10-cars-for-women/#comments</comments>
		<pubDate>Sat, 03 May 2008 18:21:37 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Autos]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/?p=423</guid>
		<description><![CDATA[The Forbes website has a special interest article called, &#8220;Female Drivers&#8217; 10 Favorite Vehicles&#8221; with an article about how General Motors vehicle line director Mary Sipes incorporates a woman&#8217;s perspective into their design process. Auto experts say that women want different things from a car than men, and that safety, comfort, practicality and value are [...]]]></description>
			<content:encoded><![CDATA[<p>The Forbes website has a special interest article called, &#8220;<strong>Female Drivers&#8217; 10 Favorite Vehicles</strong>&#8221; with an article about how General Motors vehicle line director Mary Sipes incorporates a woman&#8217;s perspective into their design process. Auto experts say that women want different things from a car than men, and that safety, comfort, practicality and value are women&#8217;s top priorities.</p>
<p>10. Chrysler Pacifica<br />
9. Hyundai Tiburon<br />
8. Mazda CX-7<br />
7. Honda Pilot<br />
6. BMW Z4<br />
5. Nissan Versa<br />
4. Toyota Yaris<br />
3. Hyundai Elantra<br />
2. Kia Spectra<br />
<strong>1. Honda Fit</strong></p>
<p>The owners of a Honda Fit are 80.46% female. How&#8217;s that for dominating a market?</p>
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		<title>Appreciation</title>
		<link>http://www.margretsloan.com/15/appreciation/</link>
		<comments>http://www.margretsloan.com/15/appreciation/#comments</comments>
		<pubDate>Wed, 16 Apr 2008 00:30:56 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Environment]]></category>
		<category><![CDATA[Ideas]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Workplace]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/15/appreciation/</guid>
		<description><![CDATA[They say that a well run business will appreciate its employees and value its clients or customers. One good, inexpensive way to demonstrate a company&#8217;s appreciation is the use of recognition programs. A good recognition program not only praises an employee for business achievements but also for personal milestones, such as birthdays, employment date anniversaries, [...]]]></description>
			<content:encoded><![CDATA[<p>They say that a well run business will appreciate its employees and value its clients or customers. One good, inexpensive way to demonstrate a company&#8217;s appreciation is the use of recognition programs. A good recognition program not only praises an employee for business achievements but also for personal milestones, such as birthdays, employment date anniversaries, and even encouragement during setbacks, such as serious illness or surgeries. Acknowledging these milestones or personal moments with a premium quality greeting card is the perfect way to express that you care and appreciate your employees.</p>
<p>Our Human Resources Manager ordered a collection of all occasion cards from gallerycollection.com and had them custom imprinted, but we also pass them them around to the rest of the staff for personal notes and signatures before presenting them with a flourish or small ceremony to the recipient. The Business Birthday Cards are a nice way to help celebrate employee and client birthdays. I also like that the envelopes are a classy, deckle-edged heavy stock, and they are made of recycled paper.</p>
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		<title>Green Hotels</title>
		<link>http://www.margretsloan.com/15/green-hotels/</link>
		<comments>http://www.margretsloan.com/15/green-hotels/#comments</comments>
		<pubDate>Wed, 16 Apr 2008 00:15:44 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Environment]]></category>
		<category><![CDATA[Travel]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/15/green-hotels/</guid>
		<description><![CDATA[Many people who travel have the opportunity to consider hotels that are green when choosing where to stay. For your next out of town trip, search for green hotels on sites that only include legitimate green businesses, including Responsibletravel.com, The Rainforest Alliance, The International Ecotourism Society, and Best Green Hotels. Before making the reservation check [...]]]></description>
			<content:encoded><![CDATA[<p>Many people who travel have the opportunity to consider hotels that are green when choosing where to stay.</p>
<p>For your next out of town trip, search for green hotels on sites that only include legitimate green businesses, including Responsibletravel.com, The Rainforest  Alliance, The International Ecotourism Society, and Best Green  Hotels.</p>
<p>Before making the reservation check the hotel&#8217;s website or call to find out if it has an official environmental  or sustainability policy. A good policy should go beyond washing towels every  other day to save water. It should address both the hotel&#8217;s environmental  and cultural conservation practices in detail. If the policy looks too generic or the  hotel representative can&#8217;t answer your questions, find a different hotel that deserves your business.</p>
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		<title>Working From Home</title>
		<link>http://www.margretsloan.com/13/working-from-home/</link>
		<comments>http://www.margretsloan.com/13/working-from-home/#comments</comments>
		<pubDate>Sun, 13 Apr 2008 22:20:20 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Computers]]></category>
		<category><![CDATA[Devices]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[House and Home]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Workplace]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/13/working-from-home/</guid>
		<description><![CDATA[My daughter-in-law is in the process of moving to her new apartment this week. I rounded up all the large empty boxes I could find and sent them over to her so she could get started packing. The new apartment has an extra bedroom and is more spacious, so I&#8217;m glad she&#8217;s moving up. She&#8217;ll [...]]]></description>
			<content:encoded><![CDATA[<p>My daughter-in-law is in the process of moving to her new apartment this week. I rounded up all the large empty boxes I could find and sent them over to her so she could get started packing. The new apartment has an extra bedroom and is more spacious, so I&#8217;m glad she&#8217;s moving up.</p>
<p>She&#8217;ll be turning the extra bedroom into a home office so she can do more work from home and not have to pay for child care, plus she&#8217;ll be saving cash by not having to commute. Of course, setting up the home office will take a bit of cash, but you can&#8217;t make money if you don&#8217;t spend money.</p>
<p>We&#8217;ll be underwriting some of the home office equipment to help her out. Since we are on a tight budget, we are looking for ways to save as much money as we can, yet we can&#8217;t always get the cheapest products &#8211; there are some quality and reliability issues to consider as well as price.</p>
<p>A great source for money saving coupons is a website I found online. There are a variety of coupons to save significant money on Dell small business computers. We are also going to need some home office furniture, at the very least a computer desk and task chair.</p>
<p>I&#8217;m not sure which way to advise her on a printer for her new home office. I haven&#8217;t had much luck with the last ones I&#8217;ve bought. At the moment I&#8217;m using a cheap laser printer that only prints black and white, but it is a workhorse and I can use refilled toner cartridges, which saves a lot of money. I think for the sake of just getting started, she should probably have one like what I&#8217;m using, and when she starts making money she can upgrade to a color printer later.</p>
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		<title>Clear Channel Deal in the Tank?</title>
		<link>http://www.margretsloan.com/28/clear-channel-deal-in-the-tank/</link>
		<comments>http://www.margretsloan.com/28/clear-channel-deal-in-the-tank/#comments</comments>
		<pubDate>Sat, 29 Mar 2008 02:30:24 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/28/clear-channel-deal-in-the-tank/</guid>
		<description><![CDATA[Clear Channel owns more radio stations in the U.S. than any other company, but radio is a business that has not turned a profit for years as digital music players and satellite radio have siphoned off listeners and advertising dollars. And, in my opinion, the decline in listeners is also due to the bad decisions [...]]]></description>
			<content:encoded><![CDATA[<p>Clear Channel owns more radio stations in the U.S. than any other company, but radio is a business that has not turned a profit for years as digital music players and satellite radio have siphoned off listeners and advertising dollars. And, in my opinion, the decline in listeners is also due to the bad decisions of the radio operators and owners in their programming choices and their trend to replace human disc jockeys with homogenized and computerized sound bites and syndicated boffoons who pass off third grade humor as comedy and morning shows.</p>
<p>Now, more than half of Clear Channel&#8217;s revenue comes from its billboard business, with about 800,000 signs worldwide, and that business has been growing as advertisers are redirecting their spending away from other avenues, like radio, to billboards, which are harder for consumers to bypass.</p>
<p>So Clear Channel has been desperately trying to sell the business for the past 18 months, which is now in jeopardy because the banks who put together the financing deal are getting gun shy and trying to bail. Can&#8217;t say I blame them &#8211; the banks have enough trouble with the mortgage foreclosures and the recession, why take on this albatross?</p>
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		<title>My HP</title>
		<link>http://www.margretsloan.com/27/my-hp/</link>
		<comments>http://www.margretsloan.com/27/my-hp/#comments</comments>
		<pubDate>Thu, 27 Mar 2008 22:20:55 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Computers]]></category>
		<category><![CDATA[Devices]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[House and Home]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/27/my-hp/</guid>
		<description><![CDATA[About a year ago I saw a good price on a computer package and decided on impulse to splurge and buy it. I bought an HP Pavilion Slimline that came with all the bells and whistles, Windows Vista and a beautiful flat screen 19&#8242; color monitor. It set up quickly and I haven&#8217;t had any [...]]]></description>
			<content:encoded><![CDATA[<p>About a year ago I saw a good price on a computer package and decided on impulse to splurge and buy it. I bought an HP Pavilion Slimline that came with all the bells and whistles, Windows Vista and a beautiful flat screen 19&#8242; color monitor. It set up quickly and I haven&#8217;t had any trouble with it at all &#8211; knock on wood.</p>
<p>So I thought it would be good to buy another one just like for the home office and we can give the old PC to our grandson. He has just started school and he loves to play with letters and numbers, he can read a couple hundred &#8220;sight words&#8221; and he like to play with numbers, too. I&#8217;ve shown him how to get online to play a couple of good children&#8217;s sites games, like Thomas the Train and Dora the Explorer. He can even play a couple simple card games. We are so proud of him!</p>
<p>So I&#8217;ve searched everywhere for this Slimline PC and can&#8217;t find it for sale anywhere!</p>
<p><a href="http://www.margretsloan.com/wp-content/uploads/2008/03/stress.bmp" title="stress"></p>
<p style="text-align: center"><img src="http://www.margretsloan.com/wp-content/uploads/2008/03/stress.bmp" alt="stress" /></p>
<p></a></p>
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		<title>Paintball Fun</title>
		<link>http://www.margretsloan.com/26/paintball-fun/</link>
		<comments>http://www.margretsloan.com/26/paintball-fun/#comments</comments>
		<pubDate>Wed, 26 Mar 2008 20:28:40 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Healthy]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/26/paintball-fun/</guid>
		<description><![CDATA[Interested in a team building exercise that is outside the normal ropes course standard activities? Try a morning of paintball games! Based on the old fashioned kids games of Capture the Flag, paintball is fast and fun exercise that takes people out of their normal comfort zone and puts them on a field of two [...]]]></description>
			<content:encoded><![CDATA[<p>Interested in a team building exercise that is outside the normal  ropes course standard activities? Try a morning of paintball games!</p>
<p>Based on the old fashioned kids games of Capture the Flag, paintball is fast and fun exercise that takes people out of their normal comfort zone and puts them on a field of two teams shooting each other with guns that shoot harmless pellets of paint.</p>
<p>People who love this game often join teams and compete in tournaments against other local teams and for the very serious, teams from all over the world compete for cash prizes.</p>
<p>First timers can rent all the equipment they need from their local field. Serious players buy their guns and ammo, often from online sources to save money or get brands not available locally. My favorite site for paintball gear is pntball.com. You can shop for complete starter kits, with everything you need for a fun day of paintball games, or you can build your own collection of gear by choosing from all the major brands:</p>
<ul>
<li>Tippmann</li>
<li>Spyder</li>
<li>Smart Parts</li>
<li>Dye</li>
<li>Empire</li>
<li>Draxxus</li>
</ul>
<p>Find your local paintball field and make plans to spend a fun day with co-workers, friends or even a group of strangers who also happen to show up on the same day. It&#8217;s great exercise, it gets you out of the house, and youÂ  might find yourself involved in aÂ  fun new competitive sport!</p>
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		<title>Other Bay Area HQs</title>
		<link>http://www.margretsloan.com/22/other-bay-area-hqs/</link>
		<comments>http://www.margretsloan.com/22/other-bay-area-hqs/#comments</comments>
		<pubDate>Sat, 22 Mar 2008 23:54:56 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Computers]]></category>
		<category><![CDATA[Food]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/22/other-bay-area-hqs/</guid>
		<description><![CDATA[There were several big business headquarters in the San Francisco Bay Area that I rode past every day, including Pixar Studios, Peet Coffee, Bayer Biotech, and Novartis. The Bay Area is a magnet for biotechnology as well as the southern neighbor of San Jose being Silicon Valley with the world headquarters of Yahoo, Google, EBay [...]]]></description>
			<content:encoded><![CDATA[<p>There were several big business headquarters in the San Francisco Bay Area that I rode past every day, including Pixar Studios, Peet Coffee, Bayer Biotech, and Novartis.</p>
<p>The Bay Area is a magnet for biotechnology as well as the southern neighbor of San Jose being Silicon Valley with the world headquarters of Yahoo, Google, EBay and dozens of others. The only big boy missing from this gathering is Microsoft, based in Seattle.</p>
<p>What&#8217;s missing from all this development are good restaurants. Most eateries are little local holes in the wall that you have to just put down your money and take your chances. In the six months I lived there, the best place I ate dinner was a national chain, Romanos Macaroni Grill. The food was top notch and the service was excellent. Now I search out Romanos in other cities when I have a craving for good Italian food.</p>
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		<title>The Carpet Cleaning Racket</title>
		<link>http://www.margretsloan.com/20/the-carpet-cleaning-racket/</link>
		<comments>http://www.margretsloan.com/20/the-carpet-cleaning-racket/#comments</comments>
		<pubDate>Thu, 20 Mar 2008 14:32:12 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[House and Home]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/20/the-carpet-cleaning-racket/</guid>
		<description><![CDATA[I&#8217;m always getting little coupons in the mail from various carpet cleaning companies offering specials, like &#8220;three rooms for $20&#8243; or &#8220;any size room $7.95 (3 room minimum)&#8221; and sometimes they throw in cleaning a sofa or special additional discounts for upholstery. So although I have a carpet cleaning machine and use it about once [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m always getting little coupons in the mail from various carpet cleaning companies offering specials, like &#8220;three rooms for $20&#8243; or &#8220;any size room $7.95 (3 room minimum)&#8221; and sometimes they throw in cleaning a sofa or special additional discounts for upholstery.</p>
<p>So although I have a carpet cleaning machine and use it about once a month, I feel like calling the professionals with their heavy duty chemicals and equipment will do a more thorough job if I hire them once a year for a spring cleaning.</p>
<p>What is annoying is the push by the person who shows up to do the cleaning to upsell you on a lot more services and cost. The carpet cleaner told me that I need extra spot treatments and extra conditioners and extra enzyme treatments and tried to run my bill up from the $20 coupon rate to $300. That&#8217;s obscene. I told him I wanted the coupon rate and nothing more and he played it out, telling me he had to get special permission from the home office to not do the extra treatments, because he was concerned that I would not be satisfied with the $20 process. He came back and said the home office had authorized him to give me a big discount if I wanted to go ahead and get all the extras for just $200. But I held firm and said I wanted the $20 and to quit wasting my time and get busy.</p>
<p>He finally did the job and it turned out OK, but I&#8217;m still very annoyed at the high pressure sales tactics and the huge difference in price that they tried to get from me. We spent more arguing about the cost than it took him to just do the job. He was so disagreeable that I felt he might deliberately sabotage the cleaning or steal something from my house, so I had to stand there at the hallway and watch his every move. It was a totally unpleasant morning although now I do have a clean carpet.</p>
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		<title>Teaching Kids About Money</title>
		<link>http://www.margretsloan.com/17/teaching-kids-about-money/</link>
		<comments>http://www.margretsloan.com/17/teaching-kids-about-money/#comments</comments>
		<pubDate>Mon, 17 Mar 2008 16:58:40 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/17/teaching-kids-about-money/</guid>
		<description><![CDATA[I&#8217;m trying to figure out how to teach a Kindergartener about money. She has learned how to count to 100 and also backwards from 100 and has started learning some basic addition and subtraction. I don&#8217;t think she has the concept of something worth more, especially if the something, like a dime, is supposed to [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m trying to figure out how to teach a Kindergartener about money. She has learned how to count to 100 and also backwards from 100 and has started learning some basic addition and subtraction. I don&#8217;t think she has the concept of something worth more, especially if the something, like a dime, is supposed to be worth more that something smaller, like a nickle. She also doesn&#8217;t grasp that 10 dimes is the same as 4 quarters.</p>
<p>The paper money is not an issue, but working with coins has us both frustrated. If you have any ideas or suggestions on how to make this make sense to a 5 year old, please send me your comments.</p>
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		<title>Miracle Tuft?</title>
		<link>http://www.margretsloan.com/16/miracle-tuft/</link>
		<comments>http://www.margretsloan.com/16/miracle-tuft/#comments</comments>
		<pubDate>Mon, 17 Mar 2008 02:34:41 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Healthy]]></category>
		<category><![CDATA[Ideas]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/16/miracle-tuft/</guid>
		<description><![CDATA[Invented by DuPont and manufactured following World War II, when you bought a Dr. West&#8217;s Miracle Tuft, what did you buy? The first American made modern toothbrush. Although the Chinese are credited with having invented the toothbrush, they used natural boar&#8217;s bristles and a bamboo handle. Dr. West invented the manufacturing process to put nylon [...]]]></description>
			<content:encoded><![CDATA[<p>Invented by DuPont and manufactured following World War II, when you bought a <strong>Dr. West&#8217;s Miracle Tuft</strong>, what did you buy?</p>
<p>The first American made modern toothbrush.</p>
<p>Although the Chinese are credited with having invented the toothbrush, they used natural boar&#8217;s bristles and a bamboo handle.</p>
<p>Dr. West invented the manufacturing process to put nylon bristles onto a plastic handle and marketed it to the Americans.</p>
<p>True story.</p>
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		<title>No Need to Rent a Car in NYC</title>
		<link>http://www.margretsloan.com/16/no-need-to-rent-a-car-in-nyc/</link>
		<comments>http://www.margretsloan.com/16/no-need-to-rent-a-car-in-nyc/#comments</comments>
		<pubDate>Mon, 17 Mar 2008 02:27:59 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Travel]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/16/no-need-to-rent-a-car-in-nyc/</guid>
		<description><![CDATA[Most places I travel to I am totally comfortable flying in to the major airport and renting a car for the duration of my trip. Every once in a while I prefer to take a taxi. But when I go to New York City, renting a car is the last choice for getting around that [...]]]></description>
			<content:encoded><![CDATA[<p>Most places I travel to I am totally comfortable flying in to the major airport and renting a car for the duration of my trip. Every once in a while I prefer to take a taxi. But when I go to New York City, renting a car is the last choice for getting around that city.</p>
<p>There is a great service called Dial 7 that provides cars with an experienced and courteous driver to take you into the city. They provide 24 hour service for car service, limousine service and airport transportation, including LaGuardia Airport, JFK Airport and Newark Airport.</p>
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		<title>IT Training</title>
		<link>http://www.margretsloan.com/11/it-training/</link>
		<comments>http://www.margretsloan.com/11/it-training/#comments</comments>
		<pubDate>Tue, 11 Mar 2008 03:59:36 +0000</pubDate>
		<dc:creator>Margret</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://www.margretsloan.com/11/it-training/</guid>
		<description><![CDATA[I&#8217;ve always said that different people learn in different ways. I saw that in my own family as my brothers and sisters were growing up with me. There is a website that provides IT training, called Global Knowledge, that offers a variety of delivery methods. You can learn their coursework in a traditional classroom setting, [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ve always said that different people learn in different ways. I saw that in my own family as my brothers and sisters were growing up with me.</p>
<p>There is a website that provides IT training, called Global Knowledge, that offers a variety of delivery methods. You can learn their coursework in a traditional classroom setting, or take online courses, or arrange for an instructor to come to your workplace.</p>
<p>They have certification course in the popular platforms, including Cisco, Microsoft and Red Hat Linux.</p>
<p>Course subjects include exam prep for PMP training networking, security, business processes and project management.</p>
<p>The website makes it easy to plan your curriculum by browsing a huge catalogue of courses. My favorite part of the site is the section of additional resources, including podcasts, web seminars and white papers.</p>
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